Destiny Charles, Author
A sad teenager becoming joyful with money of her own in hand

Your teen needs a creator’s mindset, not an employee’s

How To Turn Your Teen's Interests and Ideas Into Real-World Money Skills And Build Their Financial Confidence For Life

(even if they've never made a dollar on their own, you live in a cashless neighborhood, or you're worried about "doing it wrong")

Most teens are being developed to fit into systems — not to create value in the world.

They’re told to get good grades, go to college, and “figure it out later.” But identity doesn’t magically appear at 18.

It forms now.

Teens who learn to create value early:

Make more confident decisions

Feel grounded instead of anxious

Develop a stronger sense of direction

And enter adulthood with agency, not dependency

The business they build here isn’t the point.The person they become while building it is.

This is not a “start a brand” course.

This is not hustle culture.

This is not simply “make your kid a young entrepreneur.”

This is identity formation through real-world creation.

We use a structured pathway that helps teens:

Discover their value - Identify strengths, interests, and the kinds of problems they’re naturally wired to help solve.

Create something real - Build a small, simple offer that provides value to real people — no LLC, ads, or big upfront investment.

Earn confidence - They make money because they created value — and that changes how they see themselves.

Sad and despondent teen

What's YOUR Role In All This...

Your role is not to teach the business.

Your role is to support structure — not pressure, not supervision, not correction.

We provide:

Boundary and expectation frameworks

Guided checkpoints

Weekly mission targets

Reflection prompts to build maturity

You become a mentor, not a manager.

The Story Behind The System That's Transforming SCREEN-ADDICTED TEENS Into THRIVING ENTREPENEURS In Just 90 Days

"I want to support my teen's gifts, but I have no idea where to start... and I'm terrified of crushing their spirit."

Sad and despondent teen

If you're anything like me, you've watched your teenager scroll through Mr. Beast videos, TikTok business success stories, and YouTube "teen millionaire" content... and you've seen that spark in their eyes.

That spark that says: "I want to do something. I want to build something. I want to make my own money."

And as a parent, you WANT to support that. You KNOW this is exactly the kind of initiative and drive that will serve them for life.

But then reality hits you like a ton of bricks...

"What if I guide them into something illegal?"

"Everything needs a license, insurance, and lawyers now"

"Nobody carries cash anymore"

"I don't want to do it FOR them... but I don't want them to fail either"

"They lose interest in everything after two weeks"

I kept hitting the same dead ends over and over again...

I felt all of this... watching my 15-year-old brother:

Just let them figure it out themselves (terrible advice)

Start a lemonade stand (and what about the silly regulations)

Have them mow lawns or wash cars (may not be wanted in an HOA community)

Encourage them to get a part-time job (this completely misses the point)

Each failed attempt left me feeling more hopeless and guilty.

Was I terrible for letting it get this bad? Was I damaging him forever?

I didn't create this system as a business expert. I created it as a big sister who...

Refuses To Let Her Brother's Potential Go To Waste.

When I started working at a small private school, I saw the same thing I saw in my brother:

These middle schoolers had EXACTLY the kind of initiative and drive that every educator says we should encourage... but they had no outlet for it.

They wanted to DO something. BUILD something. Make a DIFFERENCE.

But when they'd bring up business ideas - selling things at school, starting little ventures - the answer was always some version of "not now," "that's too complicated," or "focus on your studies."

I was part of the problem. I didn't know how to help them navigate the maze of modern regulations and logistics.

And worst of all? I could see that spark in their eyes starting to dim.

They were starting to believe that entrepreneurship was for other people. For adults. For YouTubers. For anyone but them.

The same thing I feared was happening to my brother.

Then I Discovered Something That Changed Everything...

Our school desperately needed to fundraise for a new playground - a requirement to become officially licensed by the state.

That's when our team had an idea: What if the KIDS could be the ones to contribute?

I helped them set up an Etsy shop. They drew original designs - everything from quirky animals to inspirational quotes to inside jokes only middle schoolers would understand. We placed those designs on mugs and started selling.

And something magical happened...

These kids - who minutes before had been slouching, disengaged, convinced they couldn't make a difference - suddenly LIT UP with enthusiasm.

Watching those middle-school kids discover a confidence I'd never seen before changed everything for me.

A belief that they could create something real. That they had skills that mattered. That entrepreneurship wasn't some far-off adult thing - it was something they could do RIGHT NOW.

And I thought: "This is what I want for my brother. This is what every teen deserves."

So, I made a decision...

I spent the next year obsessively researching teen entrepreneurship.

Drawing from:

My experience helping those students with their Etsy shop

My background working with entrepreneurs and industry leaders in my sales career

Extensive research from the Kauffman Foundation and youth entrepreneurship studies

Conversations with parents, educators, and business advisors

Everything I was learning about what actually works for teens

My mission became clear:

Create a system so good that when I have my own children someday (I'm engaged to be married), they'll have a proven roadmap to entrepreneurship.

Create something my 15-year-old brother can use RIGHT NOW to build his own opportunities.

What I learned shocked me:

According to research from the Kauffman Foundation and multiple youth entrepreneurship studies, teens who start their first business - even a small one - are:

67% more likely to pursue entrepreneurship as adults

Earn 30% more in their twenties

Have significantly better financial literacy scores

Report higher self-confidence and problem-solving abilities

But most alarming of all:

Most well-meaning parents are unknowingly crushing their teen's entrepreneurial potential by either over-helping (doing everything for them) or under-helping (leaving them completely on their own to figure out an increasingly complex business landscape).

I discovered something surprising:

Teens don't need more motivation. They need a system that meets them where they are.

That's how I found what works.

Destiny Charles, Author Image

I call it "The Teen Wealth Builder System™"

This gamified system helps your teen develop the identity of a creator through a guided levels that lead them to launch their own real-world business.

With this engaging system, you'll unlock in your teen:

The ability to actually finish what they start

A healthy partnership where they lead and you guide

Real entrepreneurial results in 30 days, not empty promises

Confidence-building life skills that they'll have forever

A competitive edge that sets them apart before college

After helping thousands of other families replicate these results, I've refined this system into a step-by-step method that anyone can use...

...even if nothing else has worked before.

Why I'm Offering It At $47 (for now)

I'm looking for 20 founding families to go through this system with their teens.

In exchange for being first and giving me honest feedback, you get:

The full 284-page system for $47 (launching at $197 after founding members)

Lifetime access + all future updates

Direct email access to me for questions and support

Your feedback shapes the final version

Forever recognized as a Founding Family

What I need from you:

Go through the system with your teen

Tell me what works brilliantly

Tell me what's confusing or could be better

Share your teen's experience (if it works)

What I need from you:

THE SKILLS THAT SEPARATE THRIVING KIDS FROM STRUGGLING ONES

The 7 Essential Skills Every Teenager Needs (That Schools Don't Teach)

Happy girl with cash and a phone

The "Value Exchange" Mindset: Understanding that money is simply an exchange of value. Your teen learns to identify what value THEY can provide to others, rather than just thinking about "getting a job." (Without this foundational shift, they'll always be stuck in an employee mentality, even if they start a business.)

Curious boy counting coins

Resilience Through Iteration: Learning that "failure" is just feedback, and that success comes from constant adjustment and improvement. Your teen builds genuine confidence through small wins. (Without this, the first setback will convince them entrepreneurship "isn't for them.")

Teen girl in her new green car

Time Management & Priority Setting: Balancing business activities with school, social life, and rest. Your teen learns to make intentional choices about where their energy goes. (Without this, they'll either burn out or never build momentum because they "don't have time.")

Happy boy stacking coins

Basic Financial Tracking: Knowing the difference between revenue and profit, understanding expenses, and making data-driven decisions. Your teen develops financial literacy that will serve them for life. (Without this, they'll make money but have no idea where it goes, never building real wealth.)

INSTANT ACCESS - START BUILDING YOUR TEEN'S Confidence TODAY

Here's Everything You Get With The Teen Wealth Builder System™ Today!

THE FOUNDER'S GARDEN BOOK DISPLAY

What's included:

The Founder's Garden: 5 comprehensive gamified modules that take you and your teen from "I have no idea what to do" to "We're making real money" through a proven step-by-step process.

🎁 Plus These 5 Essential Bonus Guides 🎁

The 90-Day Progress Tracker (Value: $97) - A gamified workbook that transforms the entire Teen Wealth Builder System into an engaging, trackable adventure.

The First Customer Script Collection (Value: $348) - Word-for-word scripts for every conversation your teen will have in Level 4, organized by Circle.

The 25 Business Ideas Deep-Dive Guide (Value: $297) - Extended profiles on all 25 pre-vetted teen business ideas with real-world examples and startup guides.

The Parent's Power-Up Playbook (Value: $197) - A separate guide just for parents on how to support without taking over, when to help vs. when to let them struggle, and how to use your network ethically.

The Master Builder Certificate (Value: $70) - A beautiful, printable certificate of completion for your teen when they finish The Teen Wealth Builder System™ and earn the Master Builder badge.

Normally: $197

Today: $47

BEFORE AND AFTER

The Transformation You Can Expect

Don't let your teen's entrepreneurial dreams fade into "I guess I'll just get a regular job someday." Their first business experience can be exciting, profitable, and educational - you just need the right system to make it happen.

Despondent and sad looking teen boy

Before TheTeen Wealth Builder System™

  • Your teen is constantly asking you for money

  • You feel helpless when they show entrepreneurial interest

  • Every business idea feels impossible

  • You're torn between helping too much and helping too little

  • Your teen sees business success as something for "other people"

  • You worry about crushing their entrepreneurial spirit

Happy son and father

After The Teen Wealth Builder System:

  • Your teen is earning their own money

  • You have a clear roadmap to follow together

  • You've navigated the regulations confidently

  • Your teen is developing genuine life skills

  • They see themselves as capable and resourceful

  • You're bonding through this journey

YOUR TRANSFORMATION PATH BEGINS HERE

The 5 Core Phases That Transform Your Child's Relationship With Money:

Each module is precisely designed to build on the previous one, creating momentum through proven, gamified milestones for entrepreneurial success.

Module 1 of The Teen Wealth Builder

MODULE 1: Mindset Shift & Foundation (Days 1-14)

From "I need money" to "I can create value" - This foundational module helps your teen understand how money actually works while you learn the art of supportive-not-controlling parenting.

The 3 Core Mindset Shifts that separate teens who build wealth from teens who stay broke (and how to help your teen make these shifts without lecturing)

The "Value Mapping Exercise" that helps your teen identify their unique skills, interests, and opportunities (works even for teens who think they're "not good at anything")

The Parent-Teen Partnership Agreement that sets clear expectations, boundaries, and support levels so everyone knows their role

Your teen will go from "someday I want to..." to "I'm choosing a specific business THIS WEEK." The mindset shift is visible and real.

Module 2 of The Teen Wealth Builder

MODULE 2: Business Idea Selection & Validation (Days 15-28)

From overwhelming options to "This is THE ONE" - our proven framework helps your teen choose a business idea they'll actually stick with (not just get excited about for three days).

The Business Idea Speed Round to research 5+ businesses from our curated list of 25 PRE-VETTED teen business ideas

The "Test Before You Invest" Validation Process that proves demand exists before spending significant money or time

The Decision Framework Worksheet that helps your teen evaluate ideas objectively (ending the analysis paralysis cycle)

Your teen will have a CHOSEN business with proof that people actually want it. No more guessing. No more "maybe someday." A real decision backed by real data.

Module 3 of The Teen Wealth Builder

MODULE 3: Legal Setup & Compliance Made Simple (Days 29-35)

From "I'm scared of doing something illegal" to "We're 100% above board" - this essential module demystifies the confusing world of business regulations for teen entrepreneurs.

The 7-Day Foundation Sprint with everything your teen needs to be legally compliant and operationally ready, broken into daily tasks so nothing gets missed or overwhelming

Complete The Legal Compliance Checklist for business name/DBA (if needed), licenses/permits (when actually required), age-specific compliance, and tax considerations

Set Up The Financial Foundation with payment systems (Venmo, PayPal, Zelle, Cash App - what works for minors), banking approach, record-keeping system, and finalized pricing

Your teen will go from terrified of "doing something illegal" to confidently ready to launch with full legal protection. And it takes 7 days, not 7 months.

Module 4 of The Teen Wealth Builder

MODULE 4: Launch & First Sales Sprint (Days 36-60)

From "I'm ready to launch" to "I have 10+ paying customers" - This is where the magic happens. Where your teen goes from "planning" to "doing." Where they get their first customer, handle their first rejection, and build real confidence.

 The Three Circles Customer Strategy with a proven progression system that starts with easy wins and builds to sustainable growth

The Payment Processing Setup guide for cashless neighborhoods, including platforms that work for minors and cost under $20 to start

The Customer Service Scripts that help shy teens handle conversations, objections, and complaints professionally

This is the transformation moment. Your teen will go from nervous to ask their neighbor for $20 to confidently pitching strangers and closing deals. You'll watch them handle rejection, deliver quality service, and earn real money. This is when they BECOME an entrepreneur.

Module 5 of The Teen Wealth Builder

MODULE 5: Scale, Optimize & Level Up (Days 61-90)

From first sale to sustainable system - this advanced module helps your teen transform a one-time success into a business that can grow or serve as a foundation for future ventures.

The 90-Day Audit will help your teen compile all their data and calculate their REAL numbers

Strategic Optimization so they can choose and implement at least ONE major improvement:

Create The 30-Day Action Plan based on their chosen path, and implement for Days 91-120 (and you'll know how to support them)

Your teen will think and talk like a business owner. They'll use terms like "profit margin" and "customer acquisition cost." They'll make strategic decisions based on data, not emotion. And they'll have clarity on their next steps - with your support.

A Personal Note From Destiny

I created this system thinking about my 15-year-old brother.

I thought about the kind of guidance I wish I could give him. The confidence I want him to have. The skills that will serve him for life.

I thought about the children I'll have someday with my fiancé, and the foundation I want to build for them now.

And I realized: If I'm creating something this comprehensive for the people I love most, it needs to be available to YOUR teen too.

Every teenager deserves the chance to discover what they're capable of building.

Not someday. Not when they're older. Not when they "figure it out."

Right now. With the right system. And the right support.

That's what The Teen Wealth Builder System™ gives them.

And that's why I'm looking for 20 founding families to be part of this journey from the very beginning.

Will you be one of them?

PDF and Bonus Display of The Founder's Garden

GIVE YOUR CHILD THE FUTURE THEY DESERVE

Get The Teen Wealth Builder System™ Now

While other parents watch their teens endlessly scroll, you'll be building something real together—a business, skills, and confidence that lasts.

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